On 10.12.2009, at 13.27 hrs, I received a call from Ms Priya from HDFC from 9350631702 who asked me to make a minimum payment, immediately against a card issued to my brother and add on card my son, . I also came to know that my son has utilized the card, so my brother has refused to pay. I was also hold that the minimum amount paid by my son is being adjusted towards the late payment and interest and over limit charges. <br /> Now, my concern is why an add on card is issued to a student, who is having no income without hi... read full review »