I set up a Citibank account for my parents to transfer money from Singapore over to United States without having to pay any fee. When I first set up the account some time in Sept 2009, the banker told me that there is no need to deposit any money in the bank. More than three months have elapsed and I am still able to access my online account, with no indication that my account has been close. When I was informed by my school some time in December about the submission of my Spring 2010 tuition fee by Jan 5 2010, I asked my parents to... read full review »