i ha d 4 pound in my bank account and didnt use it. i recieved a letter from halifax saying i owe them over a hundred pound for overdrawn charges plus interest. they are conning everyone even single parents who are struggling to cope. i am a disabled single parent who cant get out but i will fight them all the way. we cant win as the government own half the banks and since winning at court their fees have trebled this is rediculous i feel like killing myself it is so unfair to everyone it is affecting read full review »