I CALLED IN DECEMBER, 2009 TO CANCEL MY CARD. I WAS TOLD THAT THE CREDIT WOULD BE IN 24 TO 72 HOURS. THAT WAS MORE THAN 72 HOURS AND NO CREDIT WAS GIVEN TO MY BANK ACCOUNT. PLEASE ADVISE WHAT THE STORY IS. IF NO ANSWER I WILL GO TO MY BANK AND HAVE THEM GIVE ME MY MONEY BACK AS A WITHDRAWAL AGAINST MY WISHES. EILEEN HAMILTON 215-941-8471. read full review »