I got a call from them in mid November of 09. When they got to the part about the $1000 shopping spree, I thought "awesome, I can use it for Christmas". They told me it was good for household stuff, electronics, computers, video etc. I asked them THREE times if it could be used anywhere online and was told yes all three times. So I agreed. They had me repeat what I had agreed to so they could record it. I used my fiances credit card. Not once did they ask me if it was my credit card. They never even asked for the name on the card. That... read full review »