I received a check form Citi Bank in June for $35, 000.00. I paid Citi a flat fee of $75.00 for the use of the $35, 000.00 for 6 months no interest. I held the check until August 10th when I deposited it into a 4% checking account. I was told on tape by Citi that I had to cash the check within 3 months and that my 6 month 0- interest started after the deposit was made. I made the minimum payment plus extra each month. I planned to pay back the balance in full on February 9th before having to pay any interest. I noticed on my December... read full review »