Do not purchase Cell Phone insurance. The only carrier is Asurion. They will take your monthly premium, but when you need to replace your phone, you will be denied. My daughter's phone was lost. I filed a claim after having the service suspended with T-Mobile. I have been at this for over a week now. I have had to file 4 different claims so far because I didn't dot and i or cross a t correctly on the first 2. After being told yesterday that I was denied because the SIM card is what is covered, not the actual phone and her SIM card i... read full review »