This company called me to lower my interest rate on my credit card, after speaking with Leo and being assured that this would cost me nothing I agreed. The same day after realising that they couldnt lower my rate Leo told me that the money they had charged to my card would be reimbursed to me through a cheque not having agreed to the charged i was shocked. I was then faxed a letter from Kiran Singh saying that in no way this was a fraudulent charge and as soon as i signed i would recieve a full refund with in 6 weeks. It has now been 6 monthe... read full review »