The local Wells Fargo office in Conway, SC cold called me asking me if i wanted to refinance my auto loan. I set up the appointment and put my 18 month old daughter in day care for the morning so that I could give the representative my full attention. The office was 30 minutes away from my house. The appointment was set for 11:00 am. At 10:45 I recieved a call from the office notifying me that I was not elligle for refinance. I am now out $50 for day care and 2 hours of my time. The worst part is that the underwriters would not accept the... read full review »