I just had the worst store experience thanks to Zara (Shangri-la branch, Philippines). I intended to purchase an item through credit card and the cashier refused to close the transaction because I CHOSE NOT TO present a valid ID. As I understand my rights, merchants can only ask for identification but are NOT ALLOWED to deprive the customers of their purchase if they choose not to present an ID, or simply can't under the circumstances. I believe that Zara made a merchant violation under Visa/Mastercard rules and regulations. I also... read full review »