I applied for a small $300 pay day loan to cover my rent. A few days later I see a charge for $149.99 on my checking account. It seems the offer was combined with a credit card that holds a fee ($149.99). After calling their customer service number i learned that people will work anywhere (even if they know the company takes advantage of people that are in a tight spot) The lady basically said tough and I should learn how to read. They were able to authorize a refund (that i have yet to see) and that refund will hit my account well after my rent check bounces. Thank you! read full review »