This company is horrible. My husband and I have been in the process of refinancing our AHMSI loan through another company. Our loan close date was suppose to be DEC. 20, 09. I did not send my payment in on time, first time ever. When I did call to make the late payment, in order to prevent it from being 30 days late, The Indians would not except my payment, they wanted the next months payment also. I explained to them that we were in the process of paying it off through another lender. Unfortunately some other needed paper work was necessary... read full review »