I've been given a £26 bank charge for being 29p overdrawn. It was my fault completely, what I'm annoyed about is being told by the ignorant operator that I will not be able to open an acount at another bank and leave LLOYDS as apparently I have a bad credit rating as I'm 26 p overdrawn. The reason for being overdrawn is that (my fault) I forgot that the interest comes out at the end of the month and I foolishly used my card. read full review »