In the course of looking for a payday loan, this so-called credit card service kept popping up. I closed the window everytime it showed up. Did not sign at any moment. They must have stolen the information from the website, because on 2/1/10 I found an unexpected and unathorized charge of $99.95 on my account. I called the phone # 1-800-972-8094 on the bank statement and was told they do not issue refunds, so they steal your bank information, they steal your money from your bank account and you have to accept it. I gave them three days to... read full review »