I have had BlueCross BlueShield for over 2 years. I had my wife on the policy and they never paid a claim on her by saying everything was preexisting after a year I had her taken off because why pay for something that don't work. Last year I had a surgery and they wouldn't pay for that I had it to end up on my credit report and this has runt my credit, I had to get legal with a lot of money to get them to pay it. So after 7 months they paid part of it and it is still on my credit. In fact there is 7 things on my credit now that i... read full review »