TD bank will instate policies such as 1. your deposited work check does which previously cleared in total now will only be cleared for 100.00 as opposed to the full amount it used to clear for. obviously things do not get paid, without you knowing they charge you a maximum overdraft fee. They really want your money so bad they will rip you off to get it. DO NOT use TD Bank unless you want them to rip off your hard earned money. i also got sent to three different branches to try to resove this. they deny it is their fault which it clearly is. terrible customer service. read full review »