Two years ago I closed this account because they charged me an annual fee which put my credit card over the limit. I cut up the card and sent it back to them and asked them to remove the annual fee. They closed the account but took out the annual fee in increments over the next few months causing my account to be continually over the limit and each month charged me an overlimit fee of $35.00. Consequently I was always overlimit. This has been going on for two years now and I now have a balance of over $800.00 because of their charging me a... read full review »