Ikobo has a very complicated way to show their statements and it gets very bad when the debit card is used for small amounts, the best thing to do is go to an atm and get large amounts to spend the cash that you are receiving. I received a transfer from overseas and 5 months later ikobo took the money that I had in the account plus some more and left the balance in big red numbers, I had been contacting them via email and phone asking for explanations and the best that they came up with is that the bank that originally did the transfer... read full review »