NAMASKAR SIR, I LIVE IN ABOHAR, PUNJAB. I TOOK A POLICY FROM UR EX- BRANCH MANAGER, WHO WAS FIRSTLY JR. SALES MANAGER IN UR ABOHAR BRANCH MR. JYOTI PARKASH MONGA IN 22-12-2006, POLICY NO.32792427. I DEPOSITED 3 INSTALMENTS AT TIME AND I RECEIVED A LETTER FROM THE COMPANY ON MY ADDRESS FOR FOURTH INSTALMENT"S REMINDER. HERE MY FUND VALUE ON DATE WAS MENTIONED WAS AS ON 22-10-2009 AS RS.90011.52. I CONTACTED MR. JYOTI MONGA AND HE ADVISED ME TO WAIT FOR 2-3 MONTHS AND MKT WILL CERTAINLY GO HIGH AND YOU WILL RECEIVE... read full review »