Hi, I've got into a similar mess by talking to yes-loans to get a loan. Yes loans then put me in touch with Moneyworries. They did sound very helpful and managed to convince me that what I need is a debt consolidation product, not a loan. During the conversation, they asked for may debit card details, which I foolishly gave out. Before finishing the call I told them I haven't decided whether I want to take their debt consolidation product not and I'll confirm if I want to go ahead in a few days time when they send me the term... read full review »