I to was ripped off by Amerisave. I was told that I would have a certain percentage rate and a certain type of loan and was "locked in." I am no mortgage expert and took this company on thier word. I gave them my credit card and paid up front for a credit check and appraisal. After they got that credit card payment everything changed. My rate, the type of loan and the communication they gave me was horrible. The rate went up, the type of loan changed and it was like they were trying to make the loan not go through. I am not a rich... read full review »