My daughter has been charged three different times from these people. Called and had money refunded but they cost her over $270 in overdraft fees because of their unauthorized charges. I spoke with the FBI and was told to go to a government website where I could file a complaint against this company. It is the "Internet Crime Complaint Center". The website is www.ic3.gov. If we all send our complaints there then they will investigate the company and we can file a class action suit. read full review »