After Chase Bank took over my mastercard, they raised my interest rate from 14.9% to 24% and then again recently to 29.9% for no apparent reason. I could no longer afford the minimum payment, let alone put anything towards the principal. I had no choice but to pay the card off. Unfortunately, I had to cash out an annuity and take a $2, 500.00 loss in order to do so. I am still receiving a bill from them for additional interest. I have been paying for their payment protector plan. This plan when activated defers any interest or monthy payment... read full review »