NEVER GO WITH US BANK! I made a deposit of 400 dollars.. the lady there wrote it down saying I would have $75 available until monday. turns out none of it was available till TUESDAY.. my account went from +400 to a - 200.00!!! It was an employee error.. and they wouldn't do anything about it.. I called everybody including the 1 800 us banks.. and she was just snotty saying "well that's not my problem"!! I had to pay everything!!! When you're a broke college student.. money doesn't come out of thin air. DON'T USE THIS BANK!!! read full review »