My name is Colleen F. I am having a very hard time with DCS due to the fact that my school loan account was turned over to them. About 18 months ago, I became homeless with my family (3 daughters, son, and 2 wk old granddaughter). I was living shelter to shelter, and had no means of a steady address, and no money for a P.O. box. In October 2009, I received a letter stating that my school loans had went into default, and they wanted to help me with a payment plan to get tham back on track. They gave me an option that I was unable to... read full review »