In October of 2008, my husband and I received a letter that our daughter will age out of his medical insurance through his place of employment and that she would be covered until December 1, 2008. So we started searching for an affordable insurance plan. Our daughter is a fulltime college student and works parttime and does have a pre-existing condition. I did some research on the internet. I never heard of Consumer Health Benefits Association. One evening we received a telephone call from Scott (their respresentative), and we discussed thi... read full review »