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"Consumer Reviews on Companies, Products and Services" |
USER REVIEWS (Med Agent)
Homeland Healthcare
Several absurd complaints deal with cancelling the plan and not getting your money back
#1) The $75 application fee goes towards printing and delivering the new member kit. This money is spent so it is non-refundable
#2) One person here wants money for his past insurance...NO way Jose...you only get your money back for future un-used insurance
Homeland is very easy to deal with and will refund your money with no questions asked BUT there has to be some rules??
And lastly many of the complaints here are about independent brokers NOT Homeland Insurance. Please understand the difference between the two. read full review »
Homeland Healthcare
Let me address the misinformation about the group plans. Yes it is a group plan and you get a "group certificate" of coverage. You are a member of the consumer group called "Affiliated Workers Association"...many of these "guarantee issue" plans from other companies are registered this way...Nothing new here.
And yes it is real insurance because it discounts the bills via negotiated rates and then pays claims as specified. So by definition it is insurance
Many of the posts here are complete lies by people who do not know what they are talking abbout...shame on them read full review »
Homeland Healthcare
Homeland is not a scam. Didnt any of you bother to read the website or the brochure. It clearly lists all payments for each of the plans. It is a "defined benefit" plan and not a "major medical" plan. It says this on the website. If you can read you wouldnt be making these absurd claims. Homeland has 10's of thousands of very happy customers...and I know about 50 of them read full review »
Homeland Healthcare
Many of the complaints here are not valid. Firstly Homeland is the product and Markel Insurance is the insurance company underwriting the product. It is traded on the NY Stock Exchange under the symbol MKL. Secondly many of these complaints are about insurance agents or brokers who are either untrained or dishonest NOT Homeland. Thirdly...the specific benefits are listed very clearly on the website. I personally send my customers to the website AND mail them a copy of the benefits BEFORE the buy the plan.
It you have a problem with... read full review »
Homeland Healthcare
By the way many plans include small amounts of Critical Illness coverage (2.5K, 5K and even 10K). The NPX plans even have dental and vision discount plans included. Since Homeland pays claims it is REAL insurance BUT it is not major madical. Is is called a "defined benefit" plan. It is for the 20% (est) people who cannot qualify for major medical. In that regard it can be a great plan...although it has limits on coverage. And of course the network (BeechStreet or Multiplan) gives the the initial discounts off of the provider charge... read full review »
Homeland Healthcare
The please complaining about Ho, eland Healthcare are liars. I have benn selling Homeland for 2 years. Everything is up-front on the website. SureCare has a 12 month wait on pre-ex (waived with current credible coverage) and NPX plans have no wait period. If the doctor is in BeechStreet they accept this insurance. Claims are paid promptly as per plan details (clearly specified on website). As with all "Limited Benefit" plans there are limits. The addition of a Critical Illness rider or policy helps fill these gaps. I have many, many happy customers. read full review »
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