I am getting a VA loan to buy a house, and you can have no collections. My mortgage lender told me i have to have this cleared up ASAP as I have a contract on a house. It just popped up on exp. This is BS I have never ordered any books, or Cd's. The total is $187 and it says the original charge is 28 bucks. I would have just paid the 28 bucks to get them off my back, but now I am PISSED. This is holding up my purchase of a new house! read full review »