i also have been a victim of this liberty club. they had taken 35.00 out of my bank account without my consent.contacted the company and they advised that it was where i had signed up for a payday loan on line.i advised this company that i did not authorize these charges and want my money put back in my account.they advised that i would need to go to www.libertyclubrefund.com and fill out a refund form.i have yet to find a web site with a refund form from this company. companies like these should be illegal and prosecuted to the final extent... read full review »