One of the Most stupid Bank i have seen in my life time is RBS .I took a CC from them and later i had applied for Smart cash Loan .when the spoke to me on this regards they said you have to pay Dhs, 420 only .But i had received the statement of Dhs, 475/- with Smart protection of Dhs, 85.Unfortunatley i havent seen the statement and i paid only Dhs, 420/- .For the outstanding of Dhs, 84 .The had put a interest charge of Dhs150/.Also if you pay thru UAE exchange the ere is a processing fee of Dhs 3/- which you need to pay other wise it will... read full review »