I have had a car loan with wachovia dealer services for close to three years and have made 33 payments on time with what i think is a completely unfair 18.99% apr. They were recently changed to wells fargo dealer services. I made 1 of my 33 payments with wells fargo. I decided to call them today and ask about refinancing on my loan with only 73, 000 current miles on the car, the type and year of car i think is a mute issue. My car being a 1996 was to old for their refinance policy, they said it could not be more than 8 years old and have le... read full review »