I've been a solid customer of Chase's for 12 years. We received a letter from them stating that they were lowering my credid limit (to $14, 900.00 from $20, 400) based on "Too few accounts paid as agreed"; and they quoted Experian (TRW) as the reference. I phoned Chase, they said contact Experian, but they recommended I buy a credit card protection plan... I phoned Experian, which recommended I get the info on line. I entered all the info. on line, and the Experian (via freeCreditReport.com) stated that I had... read full review »