I talked with the US Postal Inspector, Paulette, who let me know that all the following companies are closed and under investigation for fraud. These are all companies under Bankcard Empire. If you incurred credit card charges, then notify your credit card company that these charges are fraud. Paulette's # is 877-876-2455. Give her a call if you have been a victim of this or any of these companies. This is a short list, only the companies that I dealt with. Merchant Referral Solutions Superior Enterprise... read full review »