I had never been late on a payment or not returned something that they ask me too. Until one day I do a return and they wont process it as they did past. then they tell me I am on a bad credit list. thus for, my customers had to wait a while for their money back, and I could not process my next order until avon reimbursed me. one customer who threw away used hair removal strips will still not get her money back, because in the middle of things avon changed their rules and demand you send back used nasty hair strips, which in the past we were... read full review »