I received my credit report in March 2010. There was a charge of $84 from Direct Brands, who had turned it over to Penn Credit. I called Penn Credit to dispute this charge. I called them today, 5-21-2010, and was informed that they had turned this back to Direct Brands because I had disputed their claim. They had no phone number of your company to give me but said I could find you online. The account number is #982311438, and was started in 05-2009 and reported 19-2009. I have not lived in Kentucky for several years, that is why I have... read full review »