I am having a Manhattan Credit Card ending with 4552. i've opted for Card Enhancement Pack (CEP) Insurance which is worth of 4000/-. Once i received the CEP and looks to me it was not of much useful to me . so, i've gone through the CEP cancellation policy and it says that if cancellated with in 7 days no charges applicable. so i've cancelled the CEP with in a day itself. But the Manhattan deducted 25% and 75% was refunded. for me 25% was huge and on top of it service charges. but the in policy says if cancelled with 7 day... read full review »