As an ex employee I can attest firsthand that you are throwing money away by sending Feldman any money for a mod. The attorney NEVER touches any file, if you hear from him its because your file got so F'd up hes only trying to put out the fire to cool you off. its a bunch of kids that used to be loan processors or clerical workers doing nothing more than you could do on your own. making phone calls. The loan mod business in general is a sham.They would take on so many clients that the ball would get dropped on files all the time...it... read full review »