I've been paying notes on my truck for a little over 4 years now. We've always payed more than required to help cut down on notes toward the end of term. I remember my wife calling about this once before, thinking it was straight we went on. Well here it is a couple years later and something seemed wrong with the payment statement. So she called to inquire why after 4 years on a 5 1/2 year term note that it doesn't seem to be going down any. Come to find out, they weren't taking it off the principal, they were taking it off... read full review »