The interest rate is atrocious and oh by the way they dont even talk about the interest rates when you apply for the card. it is a big surprise on your first bill. I hope they don;t expect us to read the small print. Besides 29% should in large print and in bold so the consumer can see it. Had i known the interest rate was 29% I would not have bought my 5o TV from them. Talk about gouging the consumer! read full review »