I was under the impression that I had FULL coverage...well, I had an accident, when the rains came down in December. I was exiting off the 22fry, NOT speeding, no one in front of me and no one behind. The exit has a "candy cane" curve to it, as soon as i went to curve my stearing wheel with the curve itself, all of the sudden I had no controll of my vehicle. my tires hydroplained and sent me spinning. I did a couple of 360's and finally hit the side rail of the off ramp with my passenger side taking the brunt of the impact, and... read full review »