**** This is more for everyone else here than myself! I offer a small degree of help in ending your frustration.*** I started getting charged $12.95 for credit reports that I never ordered. I work in a bank and I have a free subscription to Equifax credit watch so if I ever needed a credit report I would just use that. This company gets your card number and continues to charge it monthly. What you need to do is call your bank, have them cancel your debit/credit card and send you a new card with a 'new card number' and... read full review »