I HAVE A HDFC BANK CREDIT CARD, WHICH IS MY CITY CARD WHICH HAS THE FACILITY OF EMI IF YOU SWIPE ABOVE 5000 RS., THEY HAVE STOPED THE FACILITY WITHOUT INFORMING ME AND I WAS KEEP SWIPING THE CARD KNOWING THAT IT WILL GO ON EMI. WHEN I RECEIVED THE STATEMENT I SAW THAT THEY HAVE CHARGED ME FOR MONTHLY INTEREST ON THAT AND I STOP PAYING THE MINIMUM AMOUNT. NOW THEY PUT MY HDFC BANK ACCOUNT BALANCE ON HOLD SO I AM NOT ABLE TO USE ANY MONEY FROM THAT ACCOUNT. THIS IS REALLY PATHETIC AS I TOLD THEM I DO NOT MIND PAYING THEM OFF, BUT UNLESS... read full review »