SBI IRCTC Card - I got a call from a man (KAMLESH) telling that he is calling on behalf of IRCTC (Really they r agents for SBI credit Card). He told that irctc offers u card with the following benefits - No platform ticket for any railway platforms in INDIA (No rly officials r aware of it) - No transaction charges for internet ticket booking(1.8%). - 10% Cash back for AC tickets. Railway points for all the tickets booked online using the card.It also can be used as credit card. - Initially no charge for 1st year and if... read full review »