I worked for this company, the bottom line is this. Throw your money out the window or give it to a good cause instead of using them. I had a client that paid $9000 dollars for the audit(and NO it does not cost that much to run) and $2500 a month in payments she is now being evicted from her home with her 2 kids and 80 year grandmother! They do not tell you stop making your payment they just suggest that you do if you want there help. What if you lose your home does your payment go down since they are basing it on half your payment...NO. You... read full review »