I was approved for Care Credit almost two years ago. I paid off the dental bill prior to being charged interest under their promotional period. Apparently, too quickly for their liking. I was never once late with my payments. After not using my Care Credit account for about a year, I opted to use it again in order to keep the account open. Having "account closed by creditor" on your credit report isn't good, even if it was closed due to inactivity. Since making the mistake to using Care Credit again, I've been... read full review »