This so called company called on Thursday 6/24/10 and asked if I wanted their credit card they already had my banking info from app I had filled out for a payroll loan. They say they will give you a credit card that you can use at 12 different retailers with a credit limit of $9, 900. The truth is it can only be used at their online store. They say they charge an upfront fee of $89.00 and then a monthly fee of $19.99. I told them I didnt get paid untill Monday and would have no money in the bank untill Tuesday and I would have to call them... read full review »