I contacted USA CREDIT over the phone and this company is 100% a scam. My account was debited 149.95, as everyone else. The first rep i spoke with awnsered the phone yawning as if she was still tired, so that set the tone for the conversation. I told her my situation and her response was "what do you want me to do". I couldnt believe what I just heard from this lady. I immediately asked to speak with a manager and remained on hold for 22min. The manager came on the phone and explained to me that I failed to read the disclosure note... read full review »