DON'T WASTE YOUR MONEY. They will not pay a claim. If you look up Renewable auto care on the BBB site they have a A+ rating but if you look under Certus they have an F. I asked this question when I was considering the policy. The genetlman on the phone told me that I was buying my policy from renewable auto care and that not certus and it was a mix up with all of the car warrenty companies cropping up.. GUESS what?!?!?! You are purchasing the warrently from renewable auto care, but the actuall policy is managed by CERTUS LOOK THEM UP!!!... read full review »