I am so glad that I'm not alone in this! I run a small business and had a certain amount of money set aside in my budget, and USA Credit debited my checking account for TWO CHARGES of 149.95! These charges made my account go negative as well!!! Needless to say, I immediately reported this to my bank and did a stop payment on these items. In addition, my bank will now instantly reject any and all charges made from USA Credit on not only my account, but every other customer as well! My bank told me that the odds of me getting my money back... read full review »