An old friend of mine put my name down as a reference for a loan or credit from this company, I am not even sure because I was unaware of the fact. We no longer keep in contact, but I continue to receive calls from "Tammy" at UAC. I finally got tired of being harassed and decided to call the number back after numerous messgaes had been left on my voicemail. I was able to talk directly to "Tammy." She was very rude and obviously had caller ID because I didn't have to say who I was and she told me that I would have to... read full review »